Documents you really need to give the latest Pag-IBIG place of work directly:

You may want to fill out a copy of your current ITR one to provides a good BIR stamp. I believe because of it one to, you’re going to have to see your RDO to obtain stamped.

When you find yourself a freelancer or a business owner, you could complete a copy of your own audited ITR and you can BIR stamp. I don’t try this one as the We wasn’t the person who taken out the mortgage and i also don’t sign up to feel co-borrower, however, I believe this would indicate taking their most recent ITR, and simply to take new safe front, their accounting instructions, on the RDO.

When you’re operating, you may also choose fill out the certified 30 days pay sneak dated no less than 90 days just before go out out of application. Jay made a decision to fill out around three to close the offer, haha! He and additionally filed their COE as well as all of them.

This is exactly to your first step. Pag-IBIG usually evaluate your own articles to check on your eligibility to make use of having property mortgage.

After you have registered this type of records online, you’ll found a contact compelling you to pay for the handling fee. I paid off Php step 1,000. Make sure that you print a copy of your own confirmation of one’s commission. You will need to give which in order to Pag-IBIG , plus the other requirements, after you’ve become invited to check out their work environment because of current email address otherwise a trip.

Here are the data that you need to provide Pag-IBIG once you’ve started questioned to submit your articles in person:

1. All the completely new duplicates of one’s data your submitted on the very first procedure, with the exception of the newest selfie. You need to also have your own ID photocopied.

2. A duplicate of the Special Stamina of Attorneys toward representative. (In the event the proprietor is not throughout the Philippines)

The price of notarization depends upon the fresh new arranged cost of the property specified on your bargain to sell.

They’ll as well as query to take the pictures along with your valid ID again. This time, it might be their workers who can do the take to.

Appraisal phase

Because desk manager seems more your posts and you may sees no discrepancies, you will be requested to fund appraisal commission. I repaid Php dos,000.

We had been advised to attend for a trip from of their workers regarding the schedule of the home appraisal. What the results are through the household assessment is they will be sending representatives to help you inspect the house to see if they suits its basic and you will requirements.

They titled 3 days just before they decided to go to. The latest appraisers was indeed in the lay of the 8AM. It went in the, looked the fresh proportions and you will did not extremely communicate with us that much. They just went to see for each and every area inside your home.

Following that was it. We had been informed to attend for their email whether or not the mortgage has been accepted or otherwise not accepted; although not, they currently warned all of us your domestic we had been trying buy try lacking step one meter wide to their standards.

Loan Declined

I received a contact from Pag-IBIG formally stating that the measurements of our home did not meet the requirements, and that was you Long Beach personal loan with no bank account to. That was the conclusion all of our feel……for now.

We experienced submitting a letter off reconsideration, although current email address demonstrably reported that we had to deal with the latest matter and you may agree to deciding to make the required change, and that i would not. So we was required to accept our very own future and you will progress.

Oh better, no less than you will find gained a lifestyle skills that people can be use in tomorrow and to instruct our high school students when it’s its seek out purchase their residence. We were, naturally, disappointed, however, we’re going to continue our very own hopes until we ultimately get the set we are able to telephone call family.