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Best Bank Bonuses and Promotions of June 2026 up to $3,000

Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. She has over a decade of experience writing and editing for consumer websites. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet.

• Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo.
• See our top picks based on interest rates, fees, ATM access, and more.
• Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay.
• But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while
• 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay.
• We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features.
• New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.

We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. The banker will help you review your savings, credit, and more – and provide you personalized solutions. Open a no monthly maintenance fee Access Checking account, or view our other checking account options.
The amount of the bonus paid will be based on qualifying direct deposits, totaling the amounts listed below plus qualifying transactions as listed below, all completed within 90 calendar days of the account opening date. Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank. You must receive a total of $1,000 or more in qualifying electronic deposits to your account within 90 calendar days of account opening.

• Once Overdraft payback has been utilized, your account will then be reviewed for Overdraft Grace when applicable.
• We work hard to share thorough research and our honest experience with products and brands.
• We’ve rounded up additional excellent checking account bonuses and savings account promotions below.
• She has over a decade of experience writing and editing for consumer websites.
• You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
• Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.
• Some of the banks currently offering checking account bonuses include SoFi, Chase, Citi, Bank of America, and TD Bank.

Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. The information related to Citi haha spin casino checking accounts and Wells Fargo Clear Access Banking has been collected by NerdWallet and has not been reviewed or provided by the issuers or providers of these products or services. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements.

What are bank promotions and bonus offers?

We recommend you review these policies on the linked site. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge. Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts.

More checking options

We’ve rounded up additional excellent checking account bonuses and savings account promotions below. The information regarding any product was independently collected and was not provided nor reviewed by the company or issuer. The revenue these partnerships generate gives us the opportunity to pay our great team of writers for their work, as well as continue to improve the website and its content. We do not sell specific rankings on any of our “best of” posts or take money in exchange for a positive review.

You should review the Privacy and Security policies of any third-party website before you provide personal or confidential information. Other deposits or credits to your account, such as deposits of funds from person-to-person payments services (e.g., Zelle®), check or mobile deposits, and other online transfers are not eligible for TD Early Pay. 12For certain eligible direct deposits, we may make funds available for your use up to two business days before we receive the funds from your payor with our service, TD Early Pay. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers.

To earn the bonus, you must make direct deposits totaling $500 or more within 90 days of account opening. These qualifying activities for the offer must be completed within 30 calendar days of opening the Chime Checking Account. Once the required activities are completed, you’ll receive your new checking account bonus within 15 days. Then, set up and receive at least two direct deposits, each of $500 or more, within 75 days of account opening. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days.
Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses We update our picks for the best bank account bonuses, the best checking account bonuses, and the best savings account bonuses as needed, chosen based on bonus amounts, bonus requirements, and account features. That’s many times better than the current median return of about 18% among checking account bonuses we track. A variety of Citizens checking accounts all have the same promotional offer, giving you options with various fee levels and features. See our picks for the best bank bonuses for a selection of the most valuable promotions from other financial institutions.
Once Overdraft payback has been utilized, your account will then be reviewed for Overdraft Grace when applicable. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. The review team is made up of seasoned writers and editors who cover personal banking deposit accounts, such as checking, savings and certificates of deposit, as well as related banking services, such as overdraft programs and ATM networks. Depending on the category, these included account fees and rates (such as annual percentage yields), ATM and branch access, account features, account bonuses, customer service access and user-facing technology, such as innovative tools and mobile apps. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more.