I was thinking automatically deduct on bank operating system?

because of the proper, they doesnt count if for example the even more is created to your loan or perhaps the c/good, it’s still dominant avoidance if the its in a choice of one of it. of the remaining. we wouldnt know how it works around. (seek advice from her once again possibly?)circumstances 2 = semi-flexi has only step 1 account. to make certain that the to reduce your dominating, the bucks Must borrowing towards houses financing account (subject to LO TnC). any payment made to your own c/a have actually nothing at all to do with your prominent because these accs are not linked. so that the 2nd officer are “korek”. =)

In reality for scenariio step 1= I inquired the manager regarding the antique mortgage, she told you maybe not flexi following advise me personally better to simply take other fully flexi package.

Scen dos= making this “korek” haha. You function any kind of additional commission so you’re able to loan a great/c have a tendency to deduct the primary amte compared to that LO, think about the fresh T&C reported that we have to give advance observe and make a lot more payment. but the officer explained n’t need as their LO not revise, the latest LO still according to the old you to, nevertheless the bank operating system already revise. How does ? I am frightened immediately after finalizing usually feel dissapointed about afterwards, most of the mth needs to notice lender to offer advance payment .

Have got to inform bank?

.Why don’t including totally flexi? Or no time generate down-payment needs to improve financial, we wld rather just take fully flexi. Save time.

Read as well as Hleong islamic zero securing months, vow you could potentially share with all of us for people who had one futher info. Thx.

In fact having scenariio step one= I inquired the brand new administrator concerning your traditional mortgage, she told you maybe not flexi up coming recommend myself short term loans in Pea Ridge AL far better just take almost every other fully flexi package.

Scen dos= so this is “korek” haha. Your setting whatever extra payment in order to mortgage an excellent/c often deduct the main amte compared to that LO, think about the T&C reported that we must offer improve observe and then make even more commission. although officer informed me not require since their LO maybe not inform, brand new LO nonetheless in accordance with the dated that, nevertheless the bank system currently posting. Why does ? I’m frightened just after signing tend to regret later, the mth needs to observe bank to offer downpayment .

Have got to enhance lender?

.Why never such as for instance completely flexi? Or no big date make down payment must revise financial, we wld instead get totally flexi. Save your time.

Heard and Hleong islamic no locking several months, promise you might give you for individuals who got one futher info. Thx.

if the semi or full flexi, the literally the exact same thing. imagine of it due to the fact a hands-on auto otherwise automobile vehicle. higher FC and up-remain charge towards benefits vs even more feet manage smaller maintaince rates. seemingly talking.

of personal perspective, i will state go complete-flexi if you have the extra dollars while your going so you’re able to move the cash that often.

i am not entirely yes regarding UOB’s pratices, however, you can also be talk with new officers what sort of find to help make the extra commission? non-prescription observe, a month see ahead of time etc.

Does any one using this type of loan plan. Pls share certain light for me. My personal main priority ‘s the advance/prepayment. What if mthly installment are RM1k, and i spend RM1.5k the mth toward financing a beneficial/c. Really does the new RM500 often subtract about Prominent amt , after that reducing the notice costs?

One to said”No”, the other commission have a tendency to park regarding the good/c and you will apply just like the a mthly repayment when due. See should be provided to lender in the event the wanted the other fee getting deduct the main. She suggest us to use up a complete flexi home loan.